The source adds the following information: Sentiment scores were derived from natural language processing (NLP) analysis of earnings call and public disclosure transcripts from approximately 550 banks between October 2022 and October 2025. Sentiment reflects the frequency and tone of AI-related mentions and does not represent direct survey responses or adoption rates.
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AI adoption of banks with transcripts worldwide Q3 2025, by region
AI adoption by banks in 2025 varied notably across regions and remained primarily focused on internal applications. Latin America recorded the highest level of internal AI use at ** percent, followed by Europe at ** percent. Adoption was also substantial in MEA (** percent) and APAC (** percent), while North America stood at ** percent. By contrast, external AI deployment remained far more limited. Europe led with ** percent, followed by Latin America at ** percent, while APAC ( percent) and both North America and MEA (**** percent each) reported comparatively low levels.
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S&P Global. (October 28, 2025). Artificial intelligence (AI) uses as a percentage of banks with transcripts worldwide in 3rd quarter 2025, by region and domain [Graph]. In ÀÖ²¥´«Ã½app×îа汾. Retrieved August 13, 2026, from /statistics/1659652/ai-adoption-based-on-transcripts-banking-worldwide/
S&P Global. "Artificial intelligence (AI) uses as a percentage of banks with transcripts worldwide in 3rd quarter 2025, by region and domain." Chart. October 28, 2025. ÀÖ²¥´«Ã½app×îа汾. Accessed August 13, 2026. /statistics/1659652/ai-adoption-based-on-transcripts-banking-worldwide/
S&P Global. (2025). Artificial intelligence (AI) uses as a percentage of banks with transcripts worldwide in 3rd quarter 2025, by region and domain. ÀÖ²¥´«Ã½app×îа汾. ÀÖ²¥´«Ã½app×îа汾 Inc.. Accessed: August 13, 2026. /statistics/1659652/ai-adoption-based-on-transcripts-banking-worldwide/
S&P Global. "Artificial Intelligence (Ai) Uses as a Percentage of Banks with Transcripts Worldwide in 3rd Quarter 2025, by Region and Domain." ÀÖ²¥´«Ã½app×îа汾, ÀÖ²¥´«Ã½app×îа汾 Inc., 28 Oct 2025, /statistics/1659652/ai-adoption-based-on-transcripts-banking-worldwide/
S&P Global, Artificial intelligence (AI) uses as a percentage of banks with transcripts worldwide in 3rd quarter 2025, by region and domain ÀÖ²¥´«Ã½app×îа汾, /statistics/1659652/ai-adoption-based-on-transcripts-banking-worldwide/ (last visited August 13, 2026)
Artificial intelligence (AI) uses as a percentage of banks with transcripts worldwide in 3rd quarter 2025, by region and domain [Graph], S&P Global, October 28, 2025. [Online]. Available: /statistics/1659652/ai-adoption-based-on-transcripts-banking-worldwide/
