GenAI initiatives in U.S. banking were most advanced in fraud, cybersecurity, and financial forecasting in 2025, though deployment stages differed across use cases. In fraud, adoption was already relatively mature: ** percent of institutions were running active pilots and ** percent had reached the proof-of-concept stage, with a smaller share already fully integrated. For cybersecurity, ** percent were in active pilot and ** percent in proof-of-concept, while only a limited share had progressed to full operational deployment. In financial forecasting, activity was concentrated even more heavily in pilot phases, with ** percent in active pilot and ** percent in proof-of-concept, and only a small proportion fully integrated.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how ÀÖ²¥´«Ã½app×îа汾 can support your business.
KPMG. (April 25, 2025). Use cases of generative AI (GenAI) at the most advanced stages of development in the banking industry in the U.S. in 2025 [Graph]. In ÀÖ²¥´«Ã½app×îа汾. Retrieved August 13, 2026, from /statistics/1557154/active-use-cases-generative-ai-banks-us/
KPMG. "Use cases of generative AI (GenAI) at the most advanced stages of development in the banking industry in the U.S. in 2025." Chart. April 25, 2025. ÀÖ²¥´«Ã½app×îа汾. Accessed August 13, 2026. /statistics/1557154/active-use-cases-generative-ai-banks-us/
KPMG. (2025). Use cases of generative AI (GenAI) at the most advanced stages of development in the banking industry in the U.S. in 2025. ÀÖ²¥´«Ã½app×îа汾. ÀÖ²¥´«Ã½app×îа汾 Inc.. Accessed: August 13, 2026. /statistics/1557154/active-use-cases-generative-ai-banks-us/
KPMG. "Use Cases of Generative Ai (Genai) at The Most Advanced Stages of Development in The Banking Industry in The U.S. in 2025." ÀÖ²¥´«Ã½app×îа汾, ÀÖ²¥´«Ã½app×îа汾 Inc., 25 Apr 2025, /statistics/1557154/active-use-cases-generative-ai-banks-us/
KPMG, Use cases of generative AI (GenAI) at the most advanced stages of development in the banking industry in the U.S. in 2025 ÀÖ²¥´«Ã½app×îа汾, /statistics/1557154/active-use-cases-generative-ai-banks-us/ (last visited August 13, 2026)
Use cases of generative AI (GenAI) at the most advanced stages of development in the banking industry in the U.S. in 2025 [Graph], KPMG, April 25, 2025. [Online]. Available: /statistics/1557154/active-use-cases-generative-ai-banks-us/
