Quarterly interest margin of U.S. banks 2003-2025| �ֲ��ýapp��°汾

Net interest margin of the commercial banking industry in the U.S. from 1st quarter 2003 to 2nd quarter 2025

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Release date

September 2025

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Region

United States

Survey time period

Q1 2003 to Q2 2025

Supplementary notes

Data refers to bank holding companies and banks.

Citation formats

The U.S. commercial banking industry experienced a long-term decline in interest margin from 2003 to 2025, with significant fluctuations during this period. In 2024, the net interest margin witnessed a gradual increase, reaching **** percent in the last quarter of the year. 2025 began with a slight decline, with the net interest margin falling to **** percent in the second quarter. Net interest margin represents the annualized net interest income as a percentage of interest-earning assets.

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�ֲ���ýapp���°汾

Net interest margin of the commercial banking industry in the U.S. from 1st quarter 2003 to 2nd quarter 2025

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�ֲ��ýapp��°汾

Other statistics on the topic
Banking in the U.S.

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