North America, Europe, Latin America and the Caribbean
Survey time period
2025
Supplementary notes
The source ranked the top 20 retail banks in North America and Europe based on how actively they are building, partnering, and hiring to operationalize AI. The index goes beyond announcements and pilots to evaluate earnings transcripts, partnerships, investments, acquisitions, and patent filings.
Citation formats
Leading banks in AI adoption in Americas and Europe 2025
Among the largest banks in the Americas and in Europe, **** had the highest artificial intelligence (AI) readiness index in 2025, according to a ranking based on patent applications, partnership and licensing agreements, dealmaking activity, acquisitions, key people, product launches, and earnings transcripts. **** received a score of 78.8, which was followed by Citi's **. Bank of America ranked third, with an overall score of ****.
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CB Insights. (December 22, 2025). Leading banks in artificial intelligence (AI) readiness in the Americas and Europe in 2025 [Graph]. In ÀÖ²¥´«Ã½app×îа汾. Retrieved August 12, 2026, from /statistics/1446366/leading-banks-in-ai-adoption-worldwide/
CB Insights. "Leading banks in artificial intelligence (AI) readiness in the Americas and Europe in 2025." Chart. December 22, 2025. ÀÖ²¥´«Ã½app×îа汾. Accessed August 12, 2026. /statistics/1446366/leading-banks-in-ai-adoption-worldwide/
CB Insights. (2025). Leading banks in artificial intelligence (AI) readiness in the Americas and Europe in 2025. ÀÖ²¥´«Ã½app×îа汾. ÀÖ²¥´«Ã½app×îа汾 Inc.. Accessed: August 12, 2026. /statistics/1446366/leading-banks-in-ai-adoption-worldwide/
CB Insights. "Leading Banks in Artificial Intelligence (Ai) Readiness in The Americas and Europe in 2025." ÀÖ²¥´«Ã½app×îа汾, ÀÖ²¥´«Ã½app×îа汾 Inc., 22 Dec 2025, /statistics/1446366/leading-banks-in-ai-adoption-worldwide/
CB Insights, Leading banks in artificial intelligence (AI) readiness in the Americas and Europe in 2025 ÀÖ²¥´«Ã½app×îа汾, /statistics/1446366/leading-banks-in-ai-adoption-worldwide/ (last visited August 12, 2026)
Leading banks in artificial intelligence (AI) readiness in the Americas and Europe in 2025 [Graph], CB Insights, December 22, 2025. [Online]. Available: /statistics/1446366/leading-banks-in-ai-adoption-worldwide/
