In 2022, the average annual lending interest rate in India stood at **** percent. Between 1978 and 2022, the figure dropped by **** percentage points, though the decline followed an uneven course rather than a steady trajectory.
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World Bank. (April 8, 2026). Average annual lending interest rate in India from 1978 to 2022 [Graph]. In ÀÖ²¥´«Ã½app×îа汾. Retrieved August 12, 2026, from /statistics/1345433/india-lending-interest-rates/
World Bank. "Average annual lending interest rate in India from 1978 to 2022." Chart. April 8, 2026. ÀÖ²¥´«Ã½app×îа汾. Accessed August 12, 2026. /statistics/1345433/india-lending-interest-rates/
World Bank. (2026). Average annual lending interest rate in India from 1978 to 2022. ÀÖ²¥´«Ã½app×îа汾. ÀÖ²¥´«Ã½app×îа汾 Inc.. Accessed: August 12, 2026. /statistics/1345433/india-lending-interest-rates/
World Bank. "Average Annual Lending Interest Rate in India from 1978 to 2022." ÀÖ²¥´«Ã½app×îа汾, ÀÖ²¥´«Ã½app×îа汾 Inc., 8 Apr 2026, /statistics/1345433/india-lending-interest-rates/
World Bank, Average annual lending interest rate in India from 1978 to 2022 ÀÖ²¥´«Ã½app×îа汾, /statistics/1345433/india-lending-interest-rates/ (last visited August 12, 2026)
Average annual lending interest rate in India from 1978 to 2022 [Graph], World Bank, April 8, 2026. [Online]. Available: /statistics/1345433/india-lending-interest-rates/