In the third quarter of 2024, the value of car loans with a credit score of under *** were over ** percent higher than in the same quarter of the previous year. Meanwhile, super-prime auto loans, which have a risk score of over ***, rose by *** percent in that same period. Riskier loans tend to fluctuate more than the ones with a higher credit score. Therefore, car loans with a credit score under *** points had a stronger decline than super prime loans in the economic crisis of 2007 and during the first year of the COVID-19 pandemic.
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ÀÖ²¥´«Ã½app×îа汾. (December 15, 2024). Year-on-year percentage change of auto loans originated in the United States from 1st quarter 2005 to 3rd quarter 2024, by risk score [Graph]. In ÀÖ²¥´«Ã½app×îа汾. Retrieved August 12, 2026, from /statistics/1326290/annual-change-of-car-loans-in-usa-by-risk-score/
ÀÖ²¥´«Ã½app×îа汾. "Year-on-year percentage change of auto loans originated in the United States from 1st quarter 2005 to 3rd quarter 2024, by risk score." Chart. December 15, 2024. ÀÖ²¥´«Ã½app×îа汾. Accessed August 12, 2026. /statistics/1326290/annual-change-of-car-loans-in-usa-by-risk-score/
ÀÖ²¥´«Ã½app×îа汾. (2024). Year-on-year percentage change of auto loans originated in the United States from 1st quarter 2005 to 3rd quarter 2024, by risk score. ÀÖ²¥´«Ã½app×îа汾. ÀÖ²¥´«Ã½app×îа汾 Inc.. Accessed: August 12, 2026. /statistics/1326290/annual-change-of-car-loans-in-usa-by-risk-score/
ÀÖ²¥´«Ã½app×îа汾. "Year-on-year Percentage Change of Auto Loans Originated in The United States from 1st Quarter 2005 to 3rd Quarter 2024, by Risk Score." ÀÖ²¥´«Ã½app×îа汾, ÀÖ²¥´«Ã½app×îа汾 Inc., 15 Dec 2024, /statistics/1326290/annual-change-of-car-loans-in-usa-by-risk-score/
ÀÖ²¥´«Ã½app×îа汾, Year-on-year percentage change of auto loans originated in the United States from 1st quarter 2005 to 3rd quarter 2024, by risk score ÀÖ²¥´«Ã½app×îа汾, /statistics/1326290/annual-change-of-car-loans-in-usa-by-risk-score/ (last visited August 12, 2026)
Year-on-year percentage change of auto loans originated in the United States from 1st quarter 2005 to 3rd quarter 2024, by risk score [Graph], ÀÖ²¥´«Ã½app×îа汾, December 15, 2024. [Online]. Available: /statistics/1326290/annual-change-of-car-loans-in-usa-by-risk-score/
